SEAT PERSONAL FINANCE

If you're buying an SEAT for personal use and considering owning it at the end of your agreement then we can offer flexible financing that is simple and straightforward and designed around you.

SOLUTIONS (PERSONAL CONTRACT PLAN)

Our popular finance plan delivers the ultimate flexibility by allowing you to keep your options open until the very end of your agreement.

Choose your payment terms from 18 to 48 months and let us know your deposit and estimated annual mileage and we’ll calculate your regular fixed repayment to be paid monthly.

A portion of the car’s value is deferred as an optional final payment until your agreement reaches its conclusion when you have three choices.

Option 1: Part-exchange for a brand-new SEAT on a new Solutions Personal Contract Plan agreement.

Option 2: Pay the optional final payment and own the car.

Option 3: Return your SEAT, subject to condition and mileage checks.

SPEAK TO A SPECIALIST

PERSONAL CONTRACT HIRE

SEAT offers Contract Hire for both private and business customers, enabling you to drive the SEAT you love with no worries associated with car ownership.

What benefits does Contract Hire offer me?

  • Contract Hire is ideal for customers simply wanting to pay a monthly rental for the vehicle, change it on a regular fixed period and have no disposal risk
  • You won’t own the vehicle, just keep it in good condition and within your chosen mileage to avoid any additional costs when you hand it back
  • If you are a business user:
  1.  A proportion of the rentals may be claimable as an expense against taxable profits
  2.  An element of the VAT on rentals may be recoverable by VAT registered businesses
  • You can build in a service, maintenance and tyres plan to spread these costs making budgeting even easier

Once you have paid all outstanding rentals, you simply hand your vehicle back, subject to fair wear and tear and excess mileage charges.

  • Your rental payment period
    Choose any period between 12 and 48 months
  • Mileage per year
    Choose how many miles you expect to drive each year
  • Servicing
    Choose to include a service, maintenance and tyres plan in your agreement

Once you have paid all outstanding rentals, you simply hand your vehicle back, subject to fair wear and tear and excess mileage charges.

What happens at the end of my agreement?

At the end of your agreement you just pay any outstanding rentals, fair wear and tear or excess mileage charges and hand the vehicle back to SEAT Financial Services.

Will I own the vehicle?

No, you are hiring the vehicle and will hand it back at the end of the agreement.

To find out more, watch our video.

Sinclair Garages Limited is authorised and regulated by the Financial Conduct Authority (ref: 305925). Our other group companies , Sinclair Garages (Bridgend) Limited, Sinclair Garages (Newport) Limited, Sinclair Garages (Cardiff) Limited and Sinclair Garages (Swansea) Limited, are Appointed Representatives of Sinclair Garages Limited. You can check this on the FCA's register by visiting the FCA's website www.fca.org.uk/firms/financial-services-register or by contacting the FCA on 0800 111 6768.

Our permitted business is the supply of motor vehicles and associated products and services, including Finance and Insurance. We are a Credit Broker not a Lender. We do not charge for this service but will receive a commission from our finance partners. The nature of the commission is either fixed flat fee or fixed percentage of the balance funded. Neither the commission nor any other associated benefits we receive influences the interest rate or premium you pay.

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Registered Address: Sinclair Group | Old Field Road | Bocam Park | Pencoed | CF35 5LJ. Registered number: 1192572. Automotive Web Site by Bluesky Interactive Ltd

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